Terms and Conditions

Last updated: 01/26/2026

Welcome to Medical Bill Negotiation USA.
By accessing this website or purchasing our digital products, you agree to be bound by these Terms and Conditions.

If you do not agree with these terms, please do not use this website or purchase our products.

1. Use of the Website

You agree to use this website for lawful purposes only and in a way that does not violate applicable laws or regulations.

You may not:

Use the website for illegal or fraudulent purposes
Attempt to gain unauthorized access to the website or systems
Interfere with website functionality or security

2. Digital Products

We sell digital products, including eBooks and downloadable materials.

By purchasing a digital product, you acknowledge that:

The product is delivered electronically
No physical goods will be shipped
Access is granted immediately after payment

3. Educational Purpose Only

All content provided on this website and in our digital products is for educational and informational purposes only.

We do not provide:

Medical advice
Legal advice
Financial advice

Nothing on this website or in our products should be interpreted as professional advice.

You are responsible for how you use the information provided.

4. No Guarantees

We make no guarantees regarding:

Specific medical bill reductions
Financial savings
Negotiation outcomes
Results with hospitals, insurers, or collection agencies

Results vary based on individual circumstances.

5. Payments

All prices are listed in U.S. dollars unless otherwise stated.

Payments are processed securely through third-party payment processors such as:

Stripe
PayPal
Gumroad

We do not store or process payment details directly.

6. Refund Policy

All purchases are subject to our Refund Policy, which is incorporated into these Terms by reference.

Please review the Refund Policy before purchasing.

7. Intellectual Property

All content on this website and in our digital products, including text, graphics, logos, and materials, is the property of Medical Bill Negotiation USA and is protected by intellectual property laws.

You may not:

Copy
Reproduce
Distribute
Resell
Share

any content or digital products without prior written permission.

Personal use only.

8. Account Access & License

Upon purchase, you are granted a limited, non-exclusive, non-transferable license to access and use the digital product for personal use only.

Sharing login credentials or downloadable files is prohibited.

9. Limitation of Liability

To the fullest extent permitted by law, Medical Bill Negotiation USA shall not be liable for any:

Direct or indirect damages
Financial losses
Medical outcomes
Legal consequences

arising from the use or misuse of our website or products.

Use at your own risk.

10. Indemnification

You agree to indemnify and hold harmless Medical Bill Negotiation USA from any claims, damages, or expenses arising from:

Your use of the website
Your violation of these Terms
Your misuse of the information provided

11. Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the content, policies, or practices of third-party sites.

Access third-party websites at your own risk.

12. Termination

We reserve the right to suspend or terminate access to the website or digital products if these Terms are violated.

No refunds will be issued in cases of abuse or violation.

13. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

14. Changes to These Terms

We reserve the right to update or modify these Terms at any time.

Changes will be effective immediately upon posting on this page.

Your continued use of the website constitutes acceptance of the updated Terms.

15. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

📧 Email: infoebookusa@aol.com
🌐 Website: https://www.medicalbillnegotiationusa.com

Final Acknowledgment

By using this website or purchasing our digital products, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.