Privacy Policy

Last updated: 01/26/2026

Welcome to Medical Bill Negotiation USA.
Your privacy is important to us, and this Privacy Policy explains how we collect, use, protect, and disclose your information when you visit or use our website and digital products.

By accessing this website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

You may voluntarily provide personal information such as:

Name
Email address
Payment information (processed securely by third-party providers)

We do not collect sensitive medical records or health information.

b. Non-Personal Information

Automatically collected data may include:

IP address
Browser type
Device information
Pages visited
Referring URLs
Date and time of access

This information is used for analytics and site optimization.

2. How We Use Your Information

We use your information to:

Deliver digital products (eBooks, downloads)
Process payments
Send transactional emails
Respond to inquiries
Improve website performance
Comply with legal obligations

We do not sell, rent, or trade your personal information.

3. Payments & Third-Party Processors

Payments are processed securely by trusted third-party providers such as:

Stripe
PayPal
Gumroad (if applicable)

We do not store or have access to your full payment details.

Each payment provider has its own privacy policy governing data handling.

4. Cookies & Tracking Technologies

We may use cookies and similar technologies to:

Analyze traffic
Improve user experience
Track conversions

You can disable cookies in your browser settings.
Disabling cookies may affect site functionality.

5. Email Communications

If you provide your email address, we may send:

Order confirmations
Product access information
Important updates

You may unsubscribe from non-essential emails at any time by clicking the unsubscribe link.

We do not send spam.

6. Data Security

We implement reasonable administrative and technical safeguards to protect your information.

However, no method of transmission over the Internet is 100% secure.
We cannot guarantee absolute security.

7. Medical Disclaimer & Data

We do not:

Collect medical records
Provide medical advice
Store protected health information (PHI)

All content is for educational and informational purposes only.

8. Your Rights (U.S. & International Users)

Depending on your location, you may have the right to:

Access your personal data
Request correction or deletion
Opt out of data processing
Request information about data usage

To exercise these rights, contact us using the information below.

9. Children’s Information

This website is not intended for children under the age of 13.

We do not knowingly collect personal information from children.

10. Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of external sites.

11. Changes to This Privacy Policy

We may update this Privacy Policy at any time.

Changes will be posted on this page with an updated revision date.

Your continued use of the website constitutes acceptance of any changes.

12. Contact Information

If you have questions about this Privacy Policy, you may contact us at:

📧 Email: infoebookusa@aol.com
🌐 Website: https://www.medicalbillnegotiationusa.com

Final Note

By using this website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.